Applicant 1 - Contact Information and Status
Primary Applicant
Co-applicant
Guarantor
Company
Other
Ms
Mr
Mrs
Miss
Other
First Name
Middle Name
Surname
Preferred Name
Mother’s Maiden Name
Date of Birth
Married
De facto
Single
Widowed
Divorced
Separated
Spouses Name
Ages
(please specify ages followed by "," commas)
Non-Resident (specify country)
Resident
Citizen
Work Phone
Home Phone
Mobile Phone
Work Fax
Email
Home Fax
Boarding
Caravan
Own Home – no debts
Renting
Own Home – Mortgage
With Parents
Other (specify)
Previous Address: (if less than 3 years at current address)
Current Residential Address:
Street Name and Number, Suburb, City/Town.
Street Name and Number, Suburb, City/Town.
Current Since
From
To
Role of Applicant 1:
Personal Details:
Marital Status:
No. Dependents:
Residency Status:
Contact Details
(please indicate preferred contact method by ticking the box)
Current Residential Status:
Additional Employment details can be captured at the end of this document
Applicant 1 - ID and Employment details
Driver’s Licence
Licence Number
Name on ID
Issue Date
Place Issued
Expiry Date
Other (Type)
Name on ID
Reference Number
Date Expiry
Other (Type)
Name on ID
Reference Number
Date Expiry
100 points of ID required
Proof of Identity:
Previous
Primary
Secondary
Employment Status:
Unemployed
Retired
Self Employed
PAYG
Employment Type:
Full Time
Temporary
Part Time
Contract
Casual
Employment Basis:
Private
Public
PAYG Employer Type:
Role / Occupation:
Current Since
(if tenure less than the accepted lender policy, previous employment details must be included)
Currently On Probation:
Length of Probationary period
Employers Address:
Employer Name
Company:
Employer contact:
Contact Number:
Employment Details
Previous
Primary
Secondary
Employment Status:
Unemployed
Retired
Self Employed
PAYG
Employment Type:
Full Time
Temporary
Part Time
Contract
Casual
Employment Basis:
Private
Public
PAYG Employer Type:
Role / Occupation:
From
to
Employers Address:
Employer Name
Company:
Employer contact:
Contact Number:
Additional Employment details
Additional Employment details can be captured at the end of this document
Applicant 1 Income
Applicant 1 Expenses
Income type
Amount
Fx
(per annum, per month)
Expense type
Amount
Fx
(per annum, per month)
Refinance
Balance
Y
N
Salary Gross
$
Credit Card Limit
$
Y
N
Mortgage Repayment
Salary Net
$
$
Y
N
$
$
Car Loan
Rental Income (new)
Y
N
$
Rental Income (existing)
$
Other Loan Repayment
Y
N
Rental Expense
$
$
Family Allowance
Y
N
$
Social Security / pension
Child Maintenance
$
Y
N
Overtime
$
$
Other (specify)
Y
N
$
$
Other (specify)
Other investment
Self Employed - profit
$
$
Other (specify)
Applicant 2 – Contact Information and Statuses
Company
Primary Applicant
Co-applicant
Guarantor
Other
Role of Applicant 2
Miss
Mr
Mrs
Ms
Other
First Name:
Middle Name:
Surname:
Mother’s Maiden Name:
Preferred Name:
Personal Details
Date of Birth:
Widowed
De facto
Separated
Single
Divorced
Married
Spouses Name:
Marital Status:
Ages:
No. Dependents
Citizen
Resident
Non-Resident (specify country)
Residency Status:
(please indicate preferred contact method by ticking the box)
Mobile Phone:
Home Phone:
Home Fax:
Work Phone:
Work Fax:
Email:
Contact Details
Own Home – no debts
Own Home – Mortgage
Boarding
Renting
Caravan
Other (specify)
With Parents
Previous Address (if less than 3 years at current address)
Current Residential Address:
Current Since
From
to
Current Residential Status:
Additional Address details can be captured at the end of this document
Applicant 2 – ID and Employment details
Driver’s Licence
Place Issued:
Date of Issue:
Date Expiry
Licence Number:
Name on ID:
Other (Type):
Reference Number:
Date Expiry
Name on ID:
Other (Type):
Reference Number:
Date Expiry
Name on ID:
100 points of ID required
Proof of Identity:
(if self employed, additional accountants details required in Appendix)
Previous
Primary
Secondary
Employment Status:
PAYG
Unemployed
Retired
Self Employed
Employment Type:
Contract
Full Time
Temporary
Part Time
Casual
Employment Basis:
Public
Private
PAYG Employer Type:
Role / Occupation:
Current Since
(if tenure less than the accepted lender policy, previous employment details must be included)
Currently On Probation:
Length of Probationary period
Employers Address:
Employer Name
Company:
Employer contact:
Contact Number:
Employment Details
Previous
Primary
Secondary
Employment Status:
PAYG
Unemployed
Retired
Self Employed
Employment Type:
Contract
Full Time
Temporary
Part Time
Casual
Employment Basis:
Public
Private
PAYG Employer Type:
Role / Occupation:
From
to
Employers Address:
Employer Name
Company:
Employer contact:
Contact Number:
Additional Employment details
Additional Employment details can be captured at the end of this document
Applicant 2 Income
Applicant 2 Expenses
Refinance
Balance
Income type
Amount
Fx
(per annum, per month)
Expense type
Amount
Fx
(per annum, per month)
Y
N
Salary Gross
$
Credit Card Limit
$
Y
N
$
Mortgage Repayment
Salary Net
$
Y
N
Rental Income (new)
$
$
Car Loan
Y
N
Other Loan Repayment
$
Rental Income (existing)
$
Y
N
Family Allowance
Rental Expense
$
$
Y
N
$
Social Security / pension
Child Maintenance
$
Y
N
Other (specify)
Overtime
$
$
Y
N
$
$
Other (specify)
Other investment
Self Employed - profit
$
Other (specify)
$
Assets - All Applicants
Complete for ALL applicants
List all assets individually or jointly owned – attach details if there is insufficient space
Real estate property assets
are:
(do not include properties being purchased with this transaction)
Property ownership
Market value
Address of the property
Property description e.g.
house, unit etc
Situation
Property used as security
Y
Owner occupied
N
Rented – specify monthly rent
Property 1
Person 1
%
Person 2
%
Other
%
$
Y
Owner occupied
N
Rented – specify monthly rent
Person 1
%
Person 2
%
Other
%
$
Property 2
Y
Owner occupied
N
Rented – specify monthly rent
Person 1
%
Person 2
%
Other
%
$
Property 3
* Other – please attach a list describing the arrangement, including the percentage of ownership.
Cheque, savings, term deposit and other accounts
are:
Current Balance
Owner
Name of Institution e.g.
name of bank, building society, etc
Account Type e.g.
cheque, savings, etc
Person 1
Person 2
$
Person 1
Person 2
$
Person 1
Person 2
$
Person 1
Person 2
$
Investments, including superannuation, life insurance, shares, unit trusts,
etc are:
Current cash balance
Owner
Name of Institution e.g.
name of bank, building society, etc
Account Type e.g.
cheque, savings, etc
Person 1
Person 2
$
Person 1
Person 2
$
Person 1
Person 2
$
Person 1
Person 2
$
Motor vehicles
are:
Market Value
Owner
Make and Model
Year Build
Person 1
Person 2
$
Person 1
Person 2
$
Other assets, including household items and personal effects,
cash, boats, tool of trade etc are:
Brief description of assets
Do not provide a detailed list of assets
Market Value
Owner
Person 1
Person 2
$
Person 1
Person 2
$
Liabilities– All applicants
Complete for ALL applicants
List all liabilities whether individually or jointly liable – attach details if there is insufficient space
Housing loans, overdrafts and other loans
(including those from my business company) that are secured by mortgages:
Amount owing or LOC limit
Address of the property
Name of Lender and account number
Minimum monthly repayment
Clearing from this loan
Borrower
Y
Person 1
N
Person 2
Property 1
$
$
Y
Person 1
N
Person 2
$
Property 2
$
Person 1
Y
N
Person 2
$
Property 3
$
Credit cards, store cards, unsecured overdrafts,
etc are:
Include details of credit cards, store cards, etc even if you have a nil balance
Credit Type e.g.
MasterCard, Visa, etc
Minimum monthly repayment
Clearing this debt
Borrower
Amount owing (balance)
Name of Lender e.g.
name of bank, store, etc
Credit Limit
Y
Person 1
N
Person 2
$
$
Lender 1
Y
Person 1
N
Person 2
$
$
Lender 2
Person 1
Y
N
Person 2
$
Lender 3
$
Other loans, including personal loans, vehicle leases, hire purchase,
etc are:
Minimum monthly repayment
Clearing from this loan
Borrower
Amount owing
Name of Lender
e.g.
name of bank, store, etc
Credit Type
e.g.
MasterCard, Visa, etc
Person 1
Y
N
Person 2
$
$
Person 1
Y
N
Person 2
$
$
Person 1
Y
N
Person 2
$
$
Other liabilities, including provisional taxation, HECS, guarantees on loans/leases
etc are:
Debtor / Guarantor
Amount owing
Brief description of other liabilities
Minimum monthly repayment
Clearing from this loan
Person 1
Y
N
Person 2
$
$
Y
Person 1
N
Person 2
$
$
Person 1
Y
N
Person 2
$
$
Applicant Information
Y
Applicant 1
N
Applicant 2
Eligible for FHB concession on stamp duty (HOC)
Eligible for FHOG and any FHB bonuses
Amount:
Cash Deposit / own funds
Amount:
Expected LVR
Loan Information
New Property
Owner Occupied
Purchase
Existing Property
Investment
Land only
Refinance
Restructure
Renovation
Consolidate debt
Equity for personal
Equity for investment
Switch
Construction
Owner Occupied
Purchase
Off the Plan
Investment
Bridging
Owner Occupied
Purchase
Reverse Mortgage
Investment
Refinance
Loan Type
Up-stamp
Pre-Approval
Loan Purpose
Product Information
Standard Variable
Low Doc
Basic Variable
No doc
Equity
Interest in Advance
Intro/Discount
Credit Impaired
Reverse Mortgage
Professional Packs
Fixed
Product Options:
Product Type:
Fixed Rate # Years
from
To
Lenders Requested
Features requested
Principle and Interest
Regulated
Interest only
Unregulated
UCCC purpose / Loan purpose
Repayments
Appendix – Additional Information
required for Self Employed Applicants
Applicant
Accountants Address:
Accountant Name
Accountants Company:
Accountants phone #
Accountants Details –
required for Self Employed Applicants
Applicant
Accountants Address:
Accountant Name
Accountants Company:
Accountants phone #
Accountants Details –
Applicant
Postal Address (if different from Residential address)
Previous Address (if required for lender policy)
to
From
Further Residential Information:
Applicant
Postal Address (if different from Residential address)
Previous Address (if required for lender policy)
to
From
Further Residential Information:
Applicant
Secondary
Previous
Employment Status:
Retired
Self Employed
PAYG
Unemployed
Employment Type:
Temporary
Part Time
Contract
Full Time
Casual
Employment Basis:
Public
Private
PAYG Employer Type:
Role / Occupation:
to
From
Employers Address:
Employer Name
Company:
Employer contact:
Contact Number:
Further Employment details
Applicant
Secondary
Previous
Employment Status:
Retired
Self Employed
PAYG
Unemployed
Employment Type:
Temporary
Part Time
Contract
Full Time
Casual
Employment Basis:
Public
Private
PAYG Employer Type:
Role / Occupation:
to
From
Employers Address:
Employer Name
Company:
Employer contact:
Contact Number:
Further Employment details
